Credit card payment reminder & tracking-for Taiwan banks

Workflow Description

This workflow automates the processing of credit card statement emails from multiple banks. It extracts important payment details, stores them in Google Sheets, and creates calendar reminders in Google Calendar. Additionally, it allows users to update the payment status once the bill has been paid.

Key Features

1. Email Processing: Retrieves credit card statement emails from eight Taiwanese banks.
2. PDF Parsing: Extracts payment due date and amount from email content or attached PDF files.
3. Google Sheets Integration: Logs extracted data into a Google Sheets document for record-keeping.
4. Google Calendar Integration: Creates Google Calendar events as reminders for due payments.
5. Webhook for Payment Updates: Allows users to update the payment status via a webhook.

Node Configurations

1. Email Retrieval

• Purpose: Fetches credit card statement emails from Gmail.
• Configuration:
  • Email Filters:
    • SinoPac Bank: from:(newebill.banksinopac.com.tw) SinoPac Bank Credit Card E-Statement Notification
    • Cathay United Bank: from:([email protected]) Cathay United Bank Monthly E-Statement
    • CTBC Bank: from:([email protected]) CTBC Bank Credit Card E-Statement
    • Taipei Fubon Bank: from:([email protected]) Taipei Fubon Bank Credit Card Statement
    • E.SUN Commercial Bank: from:([email protected]) E.SUN Commercial Bank Credit Card E-Statement
    • DBS Bank: from:([email protected]) DBS Bank Credit Card E-Statement
    • Union Bank of Taiwan: from:(聯邦銀行信用卡) Union Bank of Taiwan Credit Card E-Statement (Year Month)
    • Taishin International Bank: from:([email protected]) Taishin International Bank Credit Card E-Statement

2. Extract Payment Information

• Purpose: Extracts payment due date, total amount, and minimum payment amount.
• Methods:
  • Text-based Extraction: Uses regex to parse email body.
  • PDF Parsing: Extracts text from PDF attachments.

3. Data Processing and Storage

3.1. Consolidate Extracted Data

• Purpose: Standardizes extracted payment details.
• Data Fields:
  • payment_due_date
  • payment_amount
  • minimum_payment
  • email_id
  • bank
  • email_subject

3.2. Google Sheets Integration

• Purpose: Stores the extracted data in a structured format.
• Configuration:
  • Sheet Name: n8n-Credit Card Payment Reminder
  • Columns:
    • calendar_id
    • Paid
    • Billing Period
    • Amount
    • Minimum Payment
    • Bank
    • email_id

4. Google Calendar Integration

4.1. Create Calendar Reminders

• Purpose: Generates reminders for upcoming payments.
• Configuration:
  • Event Title: Credit Card Payment - {{ bank }}
  • Due Date: payment_due_date
  • Reminders:
    • 30 minutes before
    • 60 minutes before
    • 1 day before

4.2. Update Payment Status

• Purpose: Updates the calendar event once payment is made.
• Configuration:
  • Webhook URL: Automatically updates the Google Calendar event title and description.

5. Webhook for Payment Updates

• Purpose: Users can mark a payment as paid via a webhook.
• Configuration:
  • Webhook Path: darrell_demo_creditcard_pay_update_path
  • Updates:
    • Marks the payment as Paid
    • Updates Google Calendar and Google Sheets