Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack

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Important notice

This workflow is provided as-is. Please review and test before using in production.

1. Workflow Overview

How It Works This workflow automates insurance premium adjustments by analyzing telematics data with AI driven risk assessment and syncing changes across underwriting systems. Designed for carriers...

Best for

Engineering automation workflows
AI Summarization automation workflows
advanced n8n builders looking for reusable templates

Tools used

n8n-nodes-base.scheduletrigger, n8n-nodes-base.set, n8n-nodes-base.httprequest, @n8n/n8n-nodes-langchain.agent, @n8n/n8n-nodes-langchain.lmchatanthropic, @n8n/n8n-nodes-langchain.outputparserstructured, n8n-nodes-base.if, n8n-nodes-base.gmail

Source and attribution

This workflow is cataloged by N8N Workflows and links back to its original n8n.io source page by Cheng Siong Chin.

Original n8n.io source

1.1 Workflow description

Title: Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack
Workflow name: Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack

How It Works

This workflow automates insurance premium adjustments by analyzing telematics data with AI-driven risk assessment and syncing changes across underwriting systems. Designed for carriers, actuaries, and underwriting teams managing usage-based insurance programs, it eliminates manual review of driving patterns, speed, braking, and mileage while ensuring compliance. Scheduled execution fetches telematics data via HTTP from vehicles or mobile apps. Anthropic Claude analyzes behavior with structured output parsing, generating risk scores from acceleration, harsh braking, speeding, and time-of-day driving. Calculator node applies scores to premiums, and HTTP node updates policy systems. High-risk cases trigger Gmail alerts to underwriting managers and Slack notifications to claims teams. Final HTTP sync ensures compliance across all systems.

Setup Steps

Configure Schedule node for desired analysis frequency
Set up HTTP node with telematics platform API
Add Anthropic API key to Chat Model node for behavioral risk analysis
Connect policy management system API credentials in HTTP nodes
Integrate Gmail and Slack with underwriting team addresses

Prerequisites

Anthropic API key, telematics data platform API access

Use Cases

Auto insurance carriers implementing usage-based insurance programs

Customization

Modify AI prompts to incorporate additional risk factors like weather conditions

Benefits

Reduces premium calculation time from days to minutes

1.2 Logical Blocks

This catalog entry is organized from the workflow JSON. The node-level section below shows the executable blocks available for review before importing the template.

2. Block-by-Block Analysis

Block 1 - Daily/Weekly Schedule

Type / Role: n8n-nodes-base.scheduleTrigger - scheduleTrigger
Config choices: Version 1.3

Block 2 - Workflow Configuration

Type / Role: n8n-nodes-base.set - set
Config choices: Version 3.4

Block 3 - Fetch Telematics Data

Type / Role: n8n-nodes-base.httpRequest - httpRequest
Config choices: Version 4.3

Block 4 - Risk Scoring AI Agent

Type / Role: @n8n/n8n-nodes-langchain.agent - agent
Config choices: Version 3.1

Block 5 - Anthropic Chat Model

Type / Role: @n8n/n8n-nodes-langchain.lmChatAnthropic - lmChatAnthropic
Config choices: Version 1.3

Block 6 - Risk Score Output Parser

Type / Role: @n8n/n8n-nodes-langchain.outputParserStructured - outputParserStructured
Config choices: Version 1.3

Block 7 - Calculate Premium Adjustment

Type / Role: n8n-nodes-base.set - set
Config choices: Version 3.4

Block 8 - Update Premium in System

Type / Role: n8n-nodes-base.httpRequest - httpRequest
Config choices: Version 4.3

Block 9 - Check for High Risk

Type / Role: n8n-nodes-base.if - if
Config choices: Version 2.3

Block 10 - Send Risk Alert Email

Type / Role: n8n-nodes-base.gmail - gmail
Config choices: Version 2.2

Block 11 - Send Slack Notification

Type / Role: n8n-nodes-base.slack - slack
Config choices: Version 2.4

Block 12 - Sync with Underwriting Rules

Type / Role: n8n-nodes-base.httpRequest - httpRequest
Config choices: Version 4.3

Block 13 - Sticky Note

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

Block 14 - Sticky Note1

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

Block 15 - Sticky Note2

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

Block 16 - Sticky Note3

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

Block 17 - Sticky Note4

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

Block 18 - Sticky Note5

Type / Role: n8n-nodes-base.stickyNote - stickyNote
Config choices: Version 1

3. Summary Table

Workflow	Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack
Complexity	advanced
Nodes	18
Categories	Engineering, AI Summarization
Author	Cheng Siong Chin
Published	29 Dec 2025

4. Reproducing the Workflow from Scratch

1. Download the workflow JSON

Use the JSON export at /data/workflows/12279/12279.json as the source template for this automation.
2. Import the template into n8n

Open n8n, import the downloaded JSON, and review each node before activating the workflow.
3. Configure credentials and variables

Replace placeholder credentials, API keys, webhook URLs, account IDs, and environment-specific values with your own settings.
4. Test with sample data

Run the workflow manually or in a staging workspace, inspect node output, and confirm downstream systems receive the expected data.
5. Activate and monitor

Enable the workflow only after testing, then monitor executions, errors, and rate limits during the first production runs.

5. General Notes & Resources

Review imported nodes carefully before activation. This catalog entry is intended to help you inspect the workflow structure, understand required services, and find related templates faster.

Node names, credentials, schedules, webhook paths, and external service limits may need adjustment for your workspace.

Download workflow JSON Original n8n.io source Engineering workflows AI Summarization workflows

Frequently asked questions

What does Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack do?

What do I need before importing this workflow?

Review the workflow JSON, configure any required credentials in n8n, and test the automation in a safe workspace before using it in production.

Can I customize this workflow?

Yes. Use the block-by-block analysis and the downloadable JSON to inspect each node, then adjust credentials, prompts, schedules, filters, or destinations for your Engineering, AI Summarization use case.

Cheng Siong Chin

203 workflows

Nodes

n8n-nodes-base.scheduletrigger n8n-nodes-base.set n8n-nodes-base.httprequest @n8n/n8n-nodes-langchain.agent @n8n/n8n-nodes-langchain.lmchatanthropic @n8n/n8n-nodes-langchain.outputparserstructured n8n-nodes-base.if n8n-nodes-base.gmail

Complexity

advanced

Published 29 Dec 2025

Likes 0

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Install path: /data/workflows/12279/12279.json

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Score telematics driving risk with Claude and adjust insurance premiums via HTTP, Gmail, and Slack

Workflow preview

Important notice

1. Workflow Overview

Best for

Tools used

Source and attribution

1.1 Workflow description

How It Works

Setup Steps

Prerequisites

Use Cases

Customization

Benefits

1.2 Logical Blocks

2. Block-by-Block Analysis

Block 1 - Daily/Weekly Schedule

Block 2 - Workflow Configuration

Block 3 - Fetch Telematics Data

Block 4 - Risk Scoring AI Agent

Block 5 - Anthropic Chat Model

Block 6 - Risk Score Output Parser

Block 7 - Calculate Premium Adjustment

Block 8 - Update Premium in System

Block 9 - Check for High Risk

Block 10 - Send Risk Alert Email

Block 11 - Send Slack Notification

Block 12 - Sync with Underwriting Rules

Block 13 - Sticky Note

Block 14 - Sticky Note1

Block 15 - Sticky Note2

Block 16 - Sticky Note3

Block 17 - Sticky Note4

Block 18 - Sticky Note5

3. Summary Table

4. Reproducing the Workflow from Scratch

1. Download the workflow JSON

2. Import the template into n8n

3. Configure credentials and variables

4. Test with sample data

5. Activate and monitor

5. General Notes & Resources

Frequently asked questions