Automate multi-bank transaction sync & reporting with GoCardless & Maybe Finance

🏦 GoCardless ⇄ Maybe Finance — Automatic Multi-Bank Sync & Weekly Overview 💸

Who’s it for 🤔

Freelancers, founders, households, and side-hustlers who work with several bank accounts but want one, always-up-to-date budget inside Maybe Finance—no more CSV exports or copy-paste.

How it works / What it does ⚙️

1. Schedule Trigger (cron) fires every Monday 📅
   (switch to Manual Trigger while testing)
2. Get access token — fresh 24 h GoCardless token 🔑
3. Fetch transactions for each account:
   • Revolut Pro
   • Revolut Personal
   • ABN AMRO
     (add extra HTTP Request nodes for any other GoCardless-supported banks)
4. Extract booked — keep only settled items 🗂️
5. Set transactions … — map every record to Maybe Finance’s schema 📝
6. Merge all arrays into one payload 🔄
7. Create transactions to Maybe — POSTs each item via API 🚀
8. Resend Email — sends you a “Weekly transactions overview” 📧

All done in a single run — your Maybe dashboard is refreshed and you get an inbox alert.

How to set up 🛠️

1. Import the template into n8n (cloud or self-hosted).
2. Create credentials
   • GoCardless secret_id & secret_key
   • Maybe Finance API key
   • (Optional) Resend API key for email notifications
3. One-time GoCardless config (run the blocks on the left):
   1. /token/new/ → obtain token
   2. /institutions → find institution IDs
   3. /agreements/enduser/ → create agreements
   4. /requisitions/ → get the consent URL & finish bank login
   5. /requisitions/{id} → copy the GoCardless account_ids
4. Create the same accounts in Maybe Finance and run the HTTP GET request in the purple frame and copy their account_ids.
5. Open each Set transactions … node and paste the correct Maybe account_id.
6. Adjust the Schedule Trigger (e.g. daily, monthly).
7. Save & activate 🎉

Requirements 📋

• n8n 1.33 +
• GoCardless app (secret ID & key, live or sandbox)
• Maybe Finance account & API key
• (Optional) Resend account for email

How to customize ✨

• Include pending transactions: change the Item Lists filter.
• Add more banks: duplicate the “Get … transactions” → “Extract booked” → “Set transactions” path and plug its output into the Merge node.
• Different interval: edit the cron rule in Schedule Trigger.
• Disable emails: just remove or deactivate the Resend node.
• Send alerts to Slack / Teams: branch after the Merge node and add a chat node.

Happy budgeting! 💰